Tuesday, August 6, 2013

Rajan to run the central bank of India

My colleague Raghu Rajan has just been appointed governor of the central bank of India. See Financial Times and Reuters. Congratulations Raghu!

Let me add two little notes to the songs of praise for this decision.

Traditionally, academic central bank governors come from the world of monetary policy, people who think about interest rates and inflation and all that. Raghu comes from the academic world that studies finance and banking. Look at his vita and you'll see great article after great article thinking about how banks work.

Just in time. Central banks are now all scrambling to understand banking and financial markets, regulating the financial system, avoiding crises, and so on. This is their central new task. (Or you might say, a return to their age-old task after a short interlude.) You can't ask for a person on the planet who has thought more clearly and productively about these issues.

His popular book “Saving capitalism from the capitalists” with Luigi Zingales is also revealing. Yes, he sees how over regulation and corruption are at the heart of India’s problems (and many of our own). But he also sees the strong political forces that keep the dysfunctional system in place. If anyone can understand and resist the political pressures that central bank governors face, it will be Raghu. And he won’t be tempted to think that any monetary magic or financial dirigisme from a central bank can fix all of India's problems.

He is also about the most polite person I know, while never shying away from standing for what's right. That means he will be far more effective than typical bull-in-a-china-shop academics like myself would ever be in steering a ponderous bureacracy.

Good luck, Raghu. I think you'll need it.

Reuters already expreses the view that it's too bad he's out of the running for the US Fed job.

4 comments:

  1. Well Said Professor. I think there is a lot of optimism back home about this decision. I am sure he will do exceptionally well!

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  2. Regarding "understanding banking and financial markets", I am reading The New Lombard Street, by Columbia economist Perry Mehrling. Are you familiar with the book, and, if so, I would appreciate your take on the ideas expressed in the book.

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  3. “[H]e won’t be tempted to think that any monetary magic or financial dirigisme from a central bank can fix all of India's problems.” It’s a bad intellectual habit to express yourself by knocking down such straw men as this. *All* of India’s problems?!

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  4. If he is the same Raghu Rajan who wrote "the true lessons of the recession", I think India ought to be worried...

    http://theredbanker.blogspot.com/2012/11/the-true-lessons-of-recession-really.html

    OTOH, he certainly doesn't seem like someone who will abuse interest rates/QE, that's true... And I hope you're right about his willingness to regulate/oversee banks or, rather, systematic leverage.

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