The Booth School's Capital Ideas made this really nice (well, I think so) video out of my blog posts on Uber and health care. Together we condensed the Uber for healthcare posts into a better essay, here, with link to the video.
We need supply competition, not just people paying their own money, to get innovative and lower cost health care. People paid their own money for taxis, but hailing a cab to the airport on a rainy friday afternoon was still no picnic. It took supply competition, in the form of Uber, to give us better service and lower costs.
The mergers of health insurance companies under the protections and regulatory fixed costs of Obamacare are, obviously, a step in the wrong direction. Three big, politically connected, health insurers, 6 big, politically connected banks, and you see where our economy is going.